Auto & Homeowner's Insurance Glossary

Definitions offered in this section are meant to provide generic insurance information to consumers. They are not complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Electric Insurance. The terms and conditions of the policies issued are controlling in all cases. Product availability varies by state.

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	Earthquake Endorsement	Most homeowner's policies exclude coverage for earthquake damage. People who are concerned about the risk of earthquakes can add an Earthquake Endorsement to cover damages.
	Easement	An "easement" entitles its holder to specific interests, such as a right of way, in land owned by someone else.