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Catastrophe Coverage

A natural disaster can happen in any part of the country at any time. Electric Insurance knows a lot about natural disasters as we’ve been insuring homes against hurricanes, tornados, and other catastrophes for nearly 40 years.

It’s important to note that the basic homeowners policy doesn’t provide coverage for losses resulting from an earthquake or flood. Coverage for these losses is available from Electric Insurance as an endorsement to your policy. If you have any questions about your current coverage or the need for additional earthquake or flood coverage, call our Claims Center at 1-800-44ELFUN.

Are you prepared for a hurricane emergency?
  • Learn how to prepare your house for a hurricane


  • Experienced a disaster?
  • Learn how to safeguard yourself from fraud in the aftermath
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    Electric Insurance Company is a national writer of personal insurance, specializing in car insurance, home insurance, umbrella coverage and more. We were established in 1966 to serve the needs of General Electric employees. We now also offer our insurance products to the general public. Given our roots, it's not surprising that we look at the insurance business a little bit differently. It wasn't long before relatives and friends of GE employees noticed how happy they were with their home insurance and car insurance and asked if we would provide them with auto insurance too. Today, individuals and families with no formal ties to General Electric hold more than half of our home and car insurance policies. Our goal is to become the preferred home and car insurance carrier for both GE employees and individuals and families from the general public who appreciate the great value and exceptional service we provide.

    *Note: Insurance policies available in the U.S. only. Discounts vary. Not all products or discounts available in all states. Any information contained in this site is general in nature and can not cover all circumstances or policies. For specific information, please refer to the actual policy or contact Electric Insurance from 7 am until 8 pm Eastern Time at 1-800-44ELFUN or via email.