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Tips for Documenting Your Valuables

Could you list, and accurately value, all your personal property from memory? In the event you need to file a claim, a complete inventory of all your possessions can help you document your loss. A written description should include the date of acquisition, original cost, and any improvements. Serial numbers, if available, should be recorded, and any receipts you have should be attached to the list.

If you have a video or digital camera, you can establish additional documentation of your home and belongings for insurance purposes. This record, which can be used as evidence in case of theft, fire, or damage, should include the following:

  • A complete scan of all rooms, outside grounds, attic, basement, and garage.
  • Close-ups of all valuable items such as artwork, jewelry, and antiques. Be sure to
    zoom in on serial numbers of stereos, television sets, and other electronic appliances.
  • Audio commentary of details that may not be visually apparent.

Store the visual images, along with your comprehensive written list, in a safe place away from home, such as a locked file cabinet at your office or your bank safe deposit box. For extra safety, you may want to make copies and store them in separate locations. Once you have established a complete inventory, it should be fairly easy to do periodic updating.
     
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Electric Insurance Company is a national writer of personal insurance, specializing in car insurance, home insurance, umbrella coverage and more. We were established in 1966 to serve the needs of General Electric employees. We now also offer our insurance products to the general public. Given our roots, it's not surprising that we look at the insurance business a little bit differently. It wasn't long before relatives and friends of GE employees noticed how happy they were with their home insurance and car insurance and asked if we would provide them with auto insurance too. Today, individuals and families with no formal ties to General Electric hold more than half of our home and car insurance policies. Our goal is to become the preferred home and car insurance carrier for both GE employees and individuals and families from the general public who appreciate the great value and exceptional service we provide.

*Note: Insurance policies available in the U.S. only. Discounts vary. Not all products or discounts available in all states. Any information contained in this site is general in nature and can not cover all circumstances or policies. For specific information, please refer to the actual policy or contact Electric Insurance from 7 am until 8 pm Eastern Time at 1-800-44ELFUN or via email.