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How Much Auto Insurance Coverage Do I Need?

Choosing the right amount of auto insurance coverage can be confusing. Do you understand how collision, comprehensive, bodily injury and property damage coverages all work together? Or even what they are? If you don’t, here’s a quick lesson:

  • Collision: covers accidents with another auto or object

  • Comprehensive: covers damages to your auto caused by something other than a collision, such as theft and broken glass

  • Bodily injury and property damage: covers liability claims for injury that you may cause to another person or for damage to their property

  • Medical payments and personal injury protection: covers injuries to you and your passengers (in states where available).

  • Uninsured and underinsured motorist: covers damages to you caused by a driver that does not carry any or enough insurance–or for hit and run incidents

  • Rental car reimbursement and towing: covers both (in states where available)

At Electric Insurance, our experienced representatives can help you decide what and how much you need of the different types of coverage. Call them today at 1-800-44ELFUN.
     
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Electric Insurance Company is a national writer of personal insurance, specializing in car insurance, home insurance, umbrella coverage and more. We were established in 1966 to serve the needs of General Electric employees. We now also offer our insurance products to the general public. Given our roots, it's not surprising that we look at the insurance business a little bit differently. It wasn't long before relatives and friends of GE employees noticed how happy they were with their home insurance and car insurance and asked if we would provide them with auto insurance too. Today, individuals and families with no formal ties to General Electric hold more than half of our home and car insurance policies. Our goal is to become the preferred home and car insurance carrier for both GE employees and individuals and families from the general public who appreciate the great value and exceptional service we provide.

*Note: Insurance policies available in the U.S. only. Discounts vary. Not all products or discounts available in all states. Any information contained in this site is general in nature and can not cover all circumstances or policies. For specific information, please refer to the actual policy or contact Electric Insurance from 7 am until 8 pm Eastern Time at 1-800-44ELFUN or via email.