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Top Ten Ways to Reduce Your Car Insurance Rates

Our experience helps you save on your car insurance.

Most drivers have no idea how much the cost of car insurance can and does vary. We know because we’ve been saving money for our customers for nearly 40 years with our competitive car insurance rates and intense commitment to customer service.

Isn’t it time to find out just how much Electric Insurance could be saving you?

10. Maximize discounts for safety equipment
Whether it’s a vehicle you own or are buying, know how these features affect the cost of your car insurance.

9. Install anti-theft systems
Protecting your vehicle from theft can save you even more money on your car insurance rates.

8. Join a car-pool
Discounts may be available if you car-pool or qualify for mileage credits.

7. Take a driver training course
Driving smart is not only important, it may earn you discounts on your car insurance rates as well.

6. Research student driver discounts
Don’t overlook good student discounts, or the need to update your car insurance policy if you have a college student driver.

5. Purchase a full 12-month policy
Eliminate six-month price increases and reviews with an annual policy.

4. Adjust your Collision/Comprehensive Insurance
The age and condition of your vehicle are important factors to consider.

3. Select higher deductibles
Adjusting your policy deductibles could yield instant savings.

2. Combine auto and home insurance policies
Simply having your auto and homeowners (or renters) insurance with the same company could earn you surprising savings.

1. Drive Safely
Safe drivers should earn rewards that grow each year—are you?

Electric Insurance’s service makes the difference

See why over 99% of our customers renew their insurance coverage with us each and every year. See why we hold a coveted A.M. Best Rating of A- (Excellent) as well as “Strong/A” by Standard & Poor’s for financial strength.

See why family and friends refer almost 50% of our customers to us.

You have everything to save and nothing to lose. One call will show you how you can start saving today. Get your free quote online now or call 1-800-44ELFUN.
     
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Electric Insurance Company is a national writer of personal insurance, specializing in car insurance, home insurance, umbrella coverage and more. We were established in 1966 to serve the needs of General Electric employees. We now also offer our insurance products to the general public. Given our roots, it's not surprising that we look at the insurance business a little bit differently. It wasn't long before relatives and friends of GE employees noticed how happy they were with their home insurance and car insurance and asked if we would provide them with auto insurance too. Today, individuals and families with no formal ties to General Electric hold more than half of our home and car insurance policies. Our goal is to become the preferred home and car insurance carrier for both GE employees and individuals and families from the general public who appreciate the great value and exceptional service we provide.

*Note: Insurance policies available in the U.S. only. Discounts vary. Not all products or discounts available in all states. Any information contained in this site is general in nature and can not cover all circumstances or policies. For specific information, please refer to the actual policy or contact Electric Insurance from 7 am until 8 pm Eastern Time at 1-800-44ELFUN or via email.