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What is Personal Umbrella Insurance?
Personal umbrella insurance (commonly referred
to as an umbrella policy) provides you with additional liability insurance
above and beyond your normal auto and homeowners policies. Umbrella insurance
is designed to protect your assets if you’re ever faced with a claim
or lawsuit that exceeds the limits of these policies.
Do you have enough liability coverage to protect your assets
if a large claim or lawsuit is brought against you? Not sure? Answer these
questions to see:
- Do you own a home, condo, or rental property?
- Is there a teenage driver in your family?
- Do you have a swimming pool?
- Do you have babysitters or cleaning people who work in
your home?
- Do you transport other people’s children in your
car?
- Do you have a dog?
- Are you active in sports?
If you answered yes to any of these questions, you may
be at risk and should consider umbrella insurance.
For example, if a visitor to your home slips and falls causing a disabling
injury, you could be liable for damages beyond the coverage on your home
policy. Without an Umbrella policy, you would be personally responsible
for claims exceeding your home coverage limits.
To qualify for an Umbrella policy with Electric Insurance,
you must have your auto and homeowners policies with us. Don’t let
you and your family be vulnerable. Call 1-800-44ELFUN or quote online
and start protecting yourself, your family, and your assets today.
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