Discover Coverage "Gaps & Gotchas"

Spot the most likely coverage gaps in your auto and home policies with our online Risk Coach. This informative free tool creates a personalized coverage Playbook to help you plan your defensive strategy.

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A Half-Century of Unique Customer Focus

Welcome to the company with an old-fashioned commitment to customer service and     a modern focus on protecting against current risks. See how our "Always On®" customer-centric attitude works for our policyholders.

A History of Exceptional Customer Service

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Auto Insurance

There are 3.9 million miles of road in the U.S. With 250 million cars. Watch out.

Home Insurance

You turned a house into a home. Give it the protection it deserves.


Umbrella Insurance

It's not how much you own that matters. It's how much you could owe.


Join Electric Insurance

Great careers begin with great people.

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  •  Electric Insurance Company BBB Business Review
  • AM Best A Rating
  • Communitas Award 2010 Excellence Winner

* Product, service, and discount availability and limits vary by state. The information provided on this site is provided for informational purposes only and is not a full explanation of products, services or coverage. For more information, please contact Electric Insurance Company at 800.227.2757. If there are discrepancies between the information on this site and the policy, the terms in the policy apply.

Consumer Alert

Hurricane Matthew Update

10/11/2016 We at Electric Insurance hope you and your families are safe in the aftermath of Hurricane Matthew. Our adjusters are standing by and we have appraisers on the ground inspecting damages.

If you have been affected by this storm, please call us toll free at 800.227.2757 to report your automobile or homeowners claim.

Our Claims team is available 24/7. Please remember to keep all of your repair related receipts during this time.

Additional information can be found at these sites:


Red Cross



MyAccount Policy Management Center

Electric Insurance Company’s customers have a whole new range of capabilities with the recent launch of the MyAccount Policy Management Center. | Preview


What's New

Electric Insurance Company Partners with Cambridge Mobile Telematics to Launch Usage-Based Auto Insurance Pilot 7/27/2016

Electric Insurance Company®, a leading national provider of auto, home and excess liability insurance, today announced a partnership with Cambridge Mobile Telematics (CMT)more >

Award Recognizes Personal Lines Customer Service Department as Service Department of the Year  06/22/2015

Electric Insurance Company® was presented with a Gold Stevie® Award in the Customer Service Department of the Year category in The 13th Annual American Business Awards in Chicago on Friday, June 22, 2015. | more >

Enter for Monthly Prizes 11/20/2013

Enter our monthly drawing for the world’s most popular smart phone or tablet. Contest is open to anyone who signs up for our email newsletter. Enter now at: ElectricInsurance.com/Drawing



Learning & Planning



Emergency Roadside Assistance Coverage

Never be stuck by the side of the road again. One phone call will bring someone who can get your car going again — or get it to someone who can. For much less than you think.

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