“Renters insurance isn’t necessary. My landlord will take care of everything. And besides, I don’t need to insure my belongings. They’re probably not worth much anyhow.”
If you’ve heard yourself say something similar to this before, listen up: First, your landlord’s coverage only protects against damage or loss to the actual structure of the building you live in. Getting coverage for your personal property is up to you. Second, you may not think your possessions are worth much, but could you really afford to replace everything in the event of a total loss? At Electric Insurance, we can explain how renters insurance works and show you how remarkably affordable it is.
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